Hungary’s 10-Year Golden Visa: A Low‑Maintenance Gateway to the EU

Date published:09/05/2025

What is the Hungarian Golden Visa (Guest Investor Program)?

Launched in 2024, Hungary’s Guest Investor Program—widely known as the Hungarian Golden Visa—offers a long-term residence pathway for non-EU nationals via a qualifying investment. It stands out for its 10-year residence permit, simple maintenance requirements, and flexibility for globally mobile families and entrepreneurs.

  • Core idea: obtain a 10-year residence permit in Hungary (and extend for another 10 years) by making a qualifying investment.
  • Family unity: spouse and minor children can join through family reunification.
  • Practical freedom: live in Hungary or elsewhere, travel across the Schengen Area, and work or establish a company in Hungary.

Note: Program specifics, timelines, and costs can vary between sources and over time. Always seek tailored professional advice before proceeding.

Why this program stands out

  • 10-year residence permit, extendable for an additional 10 years
  • No minimum physical-stay requirement to maintain or renew
  • Schengen mobility (up to 90 days within any rolling 180-day period)
  • Freedom to work in Hungary or establish a company
  • Family coverage for spouse and minor children
  • Straightforward eligibility linked to a single qualifying investment

Some materials describe the qualifying instrument as “risk-free.” Although the funds are regulated, all investments carry risk. Confirm details and risks with licensed professionals.

The qualifying investment

Amount and vehicle

  • €250,000 investment in a Hungarian real estate investment fund that is:
  • registered by the Hungarian National Bank (MNB), and
  • holds the specific authorization required for this program.

Holding period and renewal logic

  • Maintain the investment for at least 5 years.
  • After 5 years, you may redeem. If you intend to extend the residence beyond the initial 10 years, you must hold (or repurchase) a qualifying investment of the same type and value before renewal.

Can you buy property directly?

  • Direct real estate purchase is not currently available under the Golden Visa route.
  • An alternative property-by-company setup can be arranged, but it’s typically less advantageous and only slightly cheaper than the Golden Visa pathway. Obtain professional guidance to compare options.

Timeline and step-by-step process

The overall process typically takes a few months. The main variable is consular appointment availability and travel planning.

  1. Pre-screening and document preparation
  • Confirm eligibility, gather civil status and investment suitability documents.
  • Select an MNB-registered, program-eligible real estate fund.
  1. Guest Investor Visa (entry phase)
  • Apply at your nearest Hungarian consulate.
  • Once granted, this visa is generally valid for 6 months, enabling you to enter Hungary to finalize your investment and lodge your residence application.
  1. Finalize the investment in Hungary
  • Complete the €250,000 subscription into a qualifying fund.
  • File the 10-year Guest Investor Residence Permit application.
  1. Family reunification
  • Spouse and minor children can apply for residence based on your investor status.
  1. Card issuance and renewals
  • Receive your 10-year residence permit.
  • Keep the investment for at least 5 years; plan ahead for extension strategy before year 10.

Program launch was in July 2024, and the first eligible funds were approved later that year; applications can proceed under the current framework. As with any immigration or financial program, precise steps and timing can vary—consult professionals for the latest requirements.

Life and mobility with the permit

  • Schengen travel: up to 90 days in any 180-day period across Schengen countries.
  • Work and business: you may take employment or found a company in Hungary.
  • Flexibility: there is no minimum stay requirement; renewal is possible even without continuous residence in Hungary, provided you meet investment conditions.

Does it lead to citizenship?

The Golden Visa does not automatically grant citizenship. Standard naturalization in Hungary typically requires 8 years with a Hungarian address card, language knowledge, and other statutory conditions; certain circumstances can shorten the timeline. If citizenship is a long-term goal, obtain bespoke legal advice to map the best route.

Who benefits most?

  • Globally mobile families seeking a secure EU base with minimal residence obligations
  • Entrepreneurs and investors looking for European market access and optional business operations in the EU
  • Remote professionals and frequent travelers who value Schengen mobility without heavy physical-presence rules
  • Strategic planners seeking a predictable, rules-based residence solution

Practical considerations and professional guidance

  • Fund selection and risk: choose an MNB-registered, program-eligible real estate fund; review strategy, fees, liquidity, and risk.
  • Compliance and documentation: civil documents, legalizations, translations, and timing matter—especially family applications.
  • Tax and lifestyle planning: residence rights differ from tax residency; coordinate with tax advisors if you plan to spend time in Hungary or manage a business there.
  • Evolving rules: eligibility, costs, fund options, and procedures can change. Verify current details with qualified advisors.

Ready to move forward? fundao.io can help obtain the Hungarian Golden Visa.